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Frequently Asked Questions

• What is the Rich Payment Calculator?
• Who will use the Rich Payment Calculator?
• Can I personalize my Rich Payment Calculator? Can I use it in another language?
• How do I personalize my Rich Payment Calculator?
• Can I integrate my Rich Payment Calculator with other applications ?
• What are the requirements to use the Rich Payment Calculator?
• How to get the Rich Payment Calculator?

What is the Rich Payment Calculator?

The Rich Payment Calculator is our first Rich Financial Tool, providing payment calculation functionality for your website.

Your client will see the calculator and he will indicate:

• The amount of the Loan, how much money he will be financing (for example: $120.000)
• The amortization term of the loan (for example: to be paid in 10 years)
• The payment frequency, or how frequently the client should be making payments (examples: once a month, yearly)
• The Interest Rate (in most cases the Interest Rate will be provided to the client, he won't be able to change it).

And the calculator will show, in real time, how many payments will be done and the amount of each, for example: "24 monthly payments of $688.5"

It computes an estimate of monthly, annual or weekly payments based on a loan amount. By putting it in your site, you enable your customers to easily figure out how much they will have to regularly pay for the financing services you are offering them, or to give them an idea of how easy is to adquire some product you are offering if they finance it.

On the left an example shows how the calculator will be used by a Bank offering loans up to $1.200.000. The user uses the slider to change the Loan Amount, chooses in how many years the loan will be repaid, chooses an interest rate according to the Amortization Term, and selects a payment frecuency. Any variation he makes is automatically reflected on the text in the bottom of the calculator.
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Who will use the Rich Payment Calculator?

The Rich Payment Calculator is a tool designed for webmasters, web developers, web designers, site administrators, or anyone who has an internet site, and wants their visitors to find out how much they will pay for a loan, or simply want to add a nice, fresh looking functionality to their site, in order to reward their visitors with a more engaging online experience..

The Rich Payment Calculator is totally configurable, meaning that every aspect of its functionality and appeareance can be configured by you to adjust it to the needs of your site. Being so flexible, The Rich Payment Calculator can be used in many different and innovative ways, in particular it is fantastic for sites that:

• Offer financing options for the products they sell, allowing to quickly and easily inform the client on how much he will have to pay, and letting him change some options of the financing offer.
• Sites that offer loans, like Banks and financial institutions, showing the client the advantage of their product, as the client will be able to easily configure his loan, and obtain an idea of how much he will have to pay.
• Give information about fixed income investments such as bonds.
• Financial education sites, wanting to show their students how does compound interest work

The following is an example of the Rich Payment Calculator as it would be used in an Auto Selling company. You can change the Model to buy, the payment frequency and use the sliders to change the Amortization Term, and, on the bottom left, the Rich Payment Calculator shows you how much money you will have to pay automaticallly!

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Can I personalize my Rich Payment Calculator? What about another language?

Every aspect of the Rich Payment Calculator is configurable by you. For example, you can change:

• The functionality of every field: You can choose, for each variable wheter the user will input it by text, use a scroller to change it, select a value from a list, or forbid the user from changing the value. In most cases, for example, you will set the Interest Rate to be fixed, so that the user cannot change it.
• The starting value, maximim and minimum values for each field: You can specify the maximum and minimum values the user may enter on any field. For example, you may want to limit the Loan Amount to $500.000, or set the minimum value to be $100.000. You can also set the starting value for any field.
• The text displayed on any part of the calculator: Dont' like the sign that says "Paymeny Frequency:", and want to change it to "frequency"? You can change any text on the calculator, even the currency sign, and due to the Rich Payment Calculator full unicode UTF-8 support, you can set any character from allmost any language, so you can easily translate the Rich Payment Calculator to any language! This example shows you the previous Bank Loan example, now in spanish and using the Euro as the currency sign:

• Appeareance of the calculator: You can alter every aspect of the appeareance of your Rich Payment Calculator. Font types, sizes, colors, weight, borders, all are easily changed, both at a global level (for example same font for all texts), or individually for each individual component (for example: we might want to make the interest rate look a little smaller than the rest). You can also specify a background image.
• Layout of the calculator: This is one of the most revolutionary aspects of our products. Using Flash Active Editing Technology, you can specify precisely the position and size you want for each element of the calculator, in a visual way as you would do in any graphics design software. Check this following example: click inside this Calculator and press CTRL + T. The calculator will enter in "Editing Mode" which allows you to drag components around and to change their sizes by dragging the corners of their boxes. Once you are comfortable with the new layout, click on "Exit"

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How do I personalize my Rich Payment Calculator?

The Rich Payment Calculator is easily configured to adjust to your needs.

With your purchasal, you will receive a Microsoft Excel (xls) file, which contains a easy to follow guide that will generate a preferences file in xml format. This file contains almost all customizable options like currency symbol to use, maximum and minimum values, etc.

Once you have created that xml file, you will be prompted to access our Online Layout Wizard, which will allow you to design visually where you want each component in your application.

Within less than an hour from purchasing you can have your payment calculator up and working on your website!

All these previous examples show you how versatile is the Rich Payment Calculator, and how easy it is to configure.

For example, to the right we have The Rich Payment Calculator in a small and simple calculation interface.

With your purchase you will also receive all the examples showcased in these pages, and you can use them right away or use them as a starting point and configure them to adjust your needs.

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Can I integrate my Rich Payment Calculator with other applications ?

THe Rich Payment Calculator can be easily integrated with any application on your website. One way is to set the values of the Rich Payment Calculator dinamically, using server technology (for example ASP and PHP). This is ideal to integrate it with shopping carts, for example. To see the following example, type a number in the textbox, and press "Submit".

Type in the item cost:
Submit

The Rich Financial Tools Require Adobe Flash Player 7. To install it, click here.

Another way of integrating the Rich Payment Calculator is by using the Javascript Bridge, which allows you so set up a Javascript function that is called each time the Rich Payment Calculator changes its values. This allows you to process the value or to store it for later use. In this example, change the Amount in the calculator on the left and the payment will also appear on the following textfield:

Payment:

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What are the requirements to use the Rich Payment Calculator?

To set up a Rich Payment Calculator on a website, there are no specific requirements for the web server, as the Rich Payment Calculator is a Adobe Flash (swf) file. However, the webmaster in charge of installing it should have:

• Basic knowledge of HTML
• Basic knowledge of how to use a Microsoft Excel file (the wizard to configure the Rich Payment Calculator is a xls file)
• Optional: Basic knowledge of Javascript and server technologies (such as ASP or PHP), in order to integrate the Rich Payment Calculator with other applications

For the client visiting a site that features a Rich Payment Calculator:

• Adobe Flash Player 7 or newer.
• Javascript Enabled

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How to get the Rich Payment Calculator?

The Rich Payment Calculator license costs $14, and this entitles the buyer to use it in up to three domains, using it as many times as wanted in that domain.

We also offer a FREE Lite Version, that provides an easy to setup calculator for your website.

Check both versions in the Download and Buy page!

With your purchasal, you will receive:

• The Adobe SWF file (PMTCalculator.swf), which contains the Calculator.
• Example and template files, containing all examples showcased in this page
• Documentation
• A Microsoft Excel (xls) file with macros for easily building configuration files.
• Peer to peer and technical support

Purchasal of the Rich Payment Calculator is done through 2Checkout.com

If you have any doubts or questions concerning the Rich Payment Calculator or have interest in customized Rich Financial Tools for your company, contact us here

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